Girl snail's Loan Scheme

Long live! Single women economy era has arrived! I'd like to buy a Hermes scarf Hermes scarf, and would like to open SUV on the open SUV, want to buy an apartment on ... ... and so on, but at every turn to buy a house on the expenditure involved Baishi Wan number of events, often used to the bank Loan - related homework ahead of time to do a good job, sort out the details of each mortgage payment, so as to be worthy of LV purse hard-earned hard-earned money! However, another woman is born with the number of blind be able to remember their own house is a few thousand dollars per square meter purchased would be a blessing, think about what interest, the loan-to-business-day fund ... ...! When a loss as to how to sort out? On-line, on a variety of advantages and disadvantages compared to repay Chengshan into the sea, but those cumbersome terms, let's always a headache for the number of women we have to avoid any connection. In fact, the media do not have to obey the guidance of the confusion, just call any bank loans, customer service staff will give you the most easily accessible to answer: Excluding one-time payment, loan repayment options for the way banks are: to The freedom of two girls in the world: you choose for equal principal repayment. This method of repayment also known as the diminishing law, the maximum amount in the first month, month by month after the reduction. For the single-paid women, in the early stages of the house because there is no additional cost, high enough to support the repayment amount. And a few years into the marriage and child-raising stage, economic pressure, the lower amount will not create pressure. To the simple love of girls worry: For you, equal to repay principal and interest, of course, is the most convenient method, this method is in accordance with the duration of the loan principal and interest on average loan is divided into a number of equal monthly payments the same amount. In other words, you only need to remember that when a loan amount, after the bank every month to keep the same line of the money. To be envious of the Golden family: Because your funds are sufficient, and there are plans in accordance with the long-term career planning, future revenue will increase with age and to increase, the law should be equal to repay principal and interest is for you, it is the repayment period is divided into a number of time In each time period on the same amount, but the next time than the last time the amount increased by a fixed proportion, as is the proportion of adjustable, so the need for flexibility in your financial management, more Convenient and practical! The strength and stability to the work of women: In fact, the repayment of principal and interest equal with the above law, said the third method is basically the same, only a fixed proportion with a fixed amount. This way of repayment for the work of women in public institutions, can be said to be suitable for longer enough. Because their income will increase with the length of service, and do not need to worry about the extra child-care costs, so this method has another name, "the civil service law to repay," Is it interesting? Which loan is more cost-effective way? Internet speculation on a lot of heated discussions "and so on and so on with the present rate" on the other, how exactly is all about? In the end what kind of loan is more the way to save money? The most direct answer is simple: The repayment of four ways, according to the time value of money, the equivalent of all of its expenditures. So how can come out of the so-called "equal principal repayment of principal and interest repayment method than matching method to save money" on this point? This is just a description of the skills, if the interest alone, the former seems to be a way to repay several thousand to tens of thousands to save money; but it did not take into consideration inflation and the value-added funds. Keep this in mind, the bank will not repay any of the design approach to allow customers to be abused, otherwise it does not ask the banks to you. Loan Scheme, how do? To determine the first, of course, is the first payment and credit lines, here are a few simple formula available to you only need it in the light of the information provided loans to plan, there is no need to repeatedly consulted with her boyfriend! The first payment = total cash payment of the funds may be - uncertainty reserve expenditure - expenditure for the foreseeable future - to be used for investment funds - took place in the house. = Total amount of loans and paying back the principal - the first payment, then, a month in the end how much they have to repay, that is, how long number of years apply for a loan in order not to affect our style of living? This is necessary to calculate accurately, otherwise the face of so many beloved luxury, we can do nothing about the. Also on loan = (monthly income - the average monthly expenditure) × loans accounted for the highest proportion of household income to allow the value. The experts believe that the best loan purchase price at 6 times the annual income of less loans in the period of 8-15 years. In this context, the average monthly decline in the amount of faster, smaller monthly repayment pressure, but pressure to bear more reasonable. 20% -30% in the first paragraph will be in a better job before the 30-year-old woman, after all, home to the realization of a dream, a dream that if the premise is too heavy, even if Rose is a fantasy-like pale would do.